Real Estate Insurance Programs
Helping owners, developers, and property managers navigate their property & liability insurance programs
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Asset Classes that we specialize in - click each to learn more.
YOUR PORTFOLIO. YOUR RISKS. YOUR INSURANCE PROGRAM.
YOUR PORTFOLIO. YOUR RISKS. YOUR INSURANCE PROGRAM.
Insurance is more than simply placing a policy that renews annually. You deserve to be with a true specialist who only focuses on real estate portfolios. Property characteristics, location, construction, occupancy, valuations, catastrophe exposure, loss exposure, and changing market conditions can all affect an insurance program. More importantly how your broker positions your portfolio in front of underwriters...
Our goal is to provide information and perspective that helps you better understand those factors. Our team insures 2M+ multifamily units and 1.5B+ sq/ft of commercial, retail, office, etc. across the US.
HAVE QUESTIONS ABOUT YOUR REAL ESTATE INSURANCE PROGRAM?
Whether you're reviewing an existing program, preparing for renewal, or simply trying to understand current market conditions, let's start a conversation. We will NOT approach any markets, but we are happy to provide you with honest feedback and a full conceptual proposal on how your portfolio is positioned in the market vs. future opportunities. This allows you to see how you stack up vs. your peers in the industry with similar portfolios.
My process is simple:
1. We will review your current insurance programs
2. Offer benchmarking with a side-by-side comparisons & honest feedback
3. Provide you with a "conceptual" proposal on how we would structure your programs
4. If the "conceptual" is approved, we will build the program in the market & set up a stewardship timeline
5. We will present formal terms via a full proposal with several options and discuss next steps
new developments
new developments
Our team specializes in various types of construction insurance including pre, during, and post project.
Builders Risk, Owners Interest, OCIP, CCIP, etc.
My goal isn't to just "sell you insurance". It's to provide you with options and allow you to pick the best decision for your firm.
About Mike Smith
About Mike Smith
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